Private insurer HDFC ERGO General Insurance today said it has incorporated add-ons in its motor insurance scheme aimed at
catering to the growing needs of customers.

With the introduction of add-ons, the customers can now claim expenses incurred towards repair or replacement of internal parts of gear box
and labour cost to overhaul the damaged engine and gear box.

"With growing needs and dynamic external factors, the regular motor insurance is no longer sufficient. Keeping this in mind, we have designed
the motor insurance add-ons, which offer greater benefits to our customers at minimum additional cost," HDFC ERGO Strategic Planning, Human Resource and Marketing Head Mukesh Kumar said in a release.

Other add-ons offered by the firm are: zero depreciation cover which pays for the depreciation of part for partial loss claims at the time of
accident.

It will also offer to pay a daily benefit for each day that the vehicle is in a garage following an accident, claim being admissible under
the own damage part of the policy.

HDFC ERGO General Insurance is a 74:26 joint venture between housing finance institution HDFC and ERGO International AG, the primary
insurance entity of Munich Re Group.