Personal Finance »Loans & Credit Cards
Loans & Credit Cards
  • 25 Aug 14
    12:16 AM
    Consumers would not like to change their current situation even when it is clearly beneficial for them and when it costs them nothing to make the change. It requires a big nudge for them to do what is obvious to you and me.
    12:14 AM
    This article has been modified. Please see the correction at the end.
  • 19 Aug 14
    09:18 AM
    RBI's decision to allow banks to cap free transactions in automated teller machines (ATM) at 5 for their own customers could be counter productive for the lenders.
  • 17 Aug 14
    12:51 AM
    Those of you who have been putting off buying a house in the hope that interest rates may fall are probably disappointed that the Reserve Bank of India did not cut interest rates in the latest monetary policy.
  • 14 Aug 14
    12:40 AM
    As the average homebuyer's age has dropped from 40s to 27-30, many banks and housing finance companies offer 30-year loans. However, age isn't the only factor that helps one secure such loans.
  • 10 Aug 14
    12:12 AM
    Planning an holiday but don't have the funds? You could opt for the EMI option, which is increasingly becoming common in the travel and tourism industry.
  • 31 Jul 14
    05:00 PM
    Last week, Federal Bank launched a special car loan scheme for women. Called 'She Car', the loan offers women borrowers up to 80 basis points lower than card rates.
  • 28 Jul 14
    12:45 AM
    I have dues of Rs 35 lakh including housing, car, personal and credit card loans. While I have been repaying regularly now, I am unable to save anything. I had missed paying personal and credit card loans for six months last year.
  • 21 Jul 14
    12:29 AM
    Riyad Palia, a pilot, had taken a home loan of approximately Rs 90 lakh, from Axis Bank. The rate of interest was 9-9.75 per cent at the beginning and increased to almost 12 per cent.


Company Price Gain (%)
Bharti Airtel391.904.24
Sun Pharma.Inds.863.152.50
HDFC Bank858.502.01
Hero Motocorp2,801.651.54


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