I lost my job recently and I am in the middle of repaying my home loan, taken two years ago, which means a majority of repayment is yet to be made. I am sure I will get another job soon but I don't know when.
One can't argue on the convenience and advantages of credit cards. It is much safer than carrying bundles of notes each time you step out, of course with due caution. Credit cards prove useful when making high value transactions.
You've wisely earmarked certain investments for your child's education. For some reason, though, a shortfall looms. Perhaps the cost of the course selected by your child is more than what you planned. Or s/he wishes to go abroad for higher studies.
Conventional wisdom says customers in India couldn't care less whether they have a Visa, Mastercard, or RuPay in their wallets as credit and debit cards are known more by the issuing banks than the card company.
Deposit image via ShutterstockHas the recent Reserve Bank of India dictate asking banks to stop zero per cent equated monthly instalment (EMI) schemes, as well as the rising prices of electronic gadgets, spoilt your Diwali shopping plans? If so, you