The cost can be as high as personal loan, with processing fees and service taxes.

If your loan amount is high, prepay to lower the monthly outgo; Invest the extra money at hand, if your loan is fixed at low rate.

It may not make sense if you have only a couple of years left or are on teaser rates.

The growing trend of taking loans for higher studies has its pitfalls. Bankers say many students take these loans lightly and default on initial payments.

Don't use it at all. Some facts about credit cards that you should know.

HDFC Bank, Central Bank of India raise FD rates.

Investors in fixed deposits would be a happier lot after the Reserve Bank of India's (RBI) moves in the First Quarter Review of Monetary Policy. But potential home loan borrowers may not be happy.

Sudhir Vishwakarma thought buying a two-wheeler was well within his budget. After all, he had saved Rs 40,000 and needed just Rs 15,700 for the Honda Twister. He was mistaken.

When Idea Cellular General Manager Tejasvi Bishnoi finally shortlisted a house on the outskirts of Mumbai, his next task was to identify the loan product that would finance his dream home. His requirement: Rs 70-85 lakh.

However, a co-applicant with a steady income can be of help.

Vinod Hansraj was always worried that his credit card could be misused. The staff at his detective agency frequently used his card to pay at the government's website to access company-related information.